We have developed relationships with both national and local lenders who are familiar with the construction of our homes. This experience is advantageous for you as it makes the financing approval process faster and much less complicated and faster while offering very competitive rates.
Often financial institutions can place unrealistic conditions on your ability to access funds during the construction process. Our lenders have developed a funds disbursement process works well with the way that the home package is delivered and construction actually takes place.
The main area of concern in building homes from the lenders perspective is that the project can be finished within the financial capability of the owner. Their familiarity with our process gives them much more comfort in this regard.
We also strongly recommend using a detailed budget work sheet in fully evaluating your project costs. You already know the cost of the materials used in building the exterior shell of the home. You can now add all the other costs involved in the construction process.
Our experienced sales consultants will work with you to determine a realistic budget in using our detailed Budget Work Sheet. Beware suppliers who only give you approximate quotes as these tend to increase significantly on actual purchase. Use a proper budget in conjunction with your chosen financing program and your project will proceed much more smoothly.
The experience of many of our customers is that their new homes appraise more highly on completion than virtually all competitors. This is not only good for you but gives your lender a lot of comfort.